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10 Best Travel Membership Programs for Travelers With Medical Needs

Travel membership programs offer emergency medical and transportation services, especially important for seniors and travelers with health concerns who want peace of mind while away from home.


Bryanna Moore, Senior Product Manager

Bryanna Moore, Senior Product Manager

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Published on September 29th, 2025

Travel membership programs make a significant financial difference when an emergency strikes. In the case that you’re ill or injured, it can cost tens of thousands of dollars to access emergency medical evacuation services. That amount is greatly reduced with an annual or per-trip protection plan.

Unlike traditional travel insurance, these programs focus on facilitating transportation and logistics between injury sites, hospitals, and your home if an incident occurs. Older adults and those traveling with pre-existing conditions may carry more risk and can especially benefit from this type of plan.  

Here are the best travel membership programs available today so that you can find the best fit for your specific travel needs and style. 

Best travel membership programs overview

Let’s take a look at the big picture before diving into the details. The best travel membership programs vary their offerings, so you will need to compare services and benefits to find the right match. 

Finding the best plan for you will involve considering the cost, scope of services and flexibility offered by each of the top travel membership companies. Here’s a side-by-side comparison, followed by a deep dive into each: 

ProgramBest ForCostKey benefitsMedical support
Emergency Assistance PlusTravelers with medical conditions, pre-existing conditions and seniors~$229/year24/7 support, medical repatriation, emergency assistance, concierge servicesFull medical support including transport and evacuation
AAARVers and cross-country road trippers~$64.99/yearTravel discounts, roadside assistance, and basic travel assistanceLimited medical aid, mostly referrals
MedjetTravelers who prioritize near-home medical care~$315/yearEmergency evacuation, hospital transferFull medical transport and repatriation
Global RescueRemote and adventurous travelers~$139/yearEvacuation, rescue operations, and security supportFull medical and security support
Allianz TravelSmartConvenient digital control while travelingQuote-basedTravel insurance, trip cancellation, emergency assistanceMedical support included with insurance plan
AARPTravelers over 50 years old~$16/yearTravel discounts, insurance options, 24/7 assistanceBasic medical assistance depending on plan
AIG Travel GuardTravelers seeking bundled servicesQuote-basedTrip protection, emergency assistance, concierge servicesMedical support included with insurance
International SOSFrequent travelers who visit new destinationsQuote-basedRisk management, security, medical assistanceFull medical and security support worldwide
Travel Assistance InternationalCustomized travel and bespoke coordination~$155/year24/7 assistance, concierge services, travel insuranceMedical support and emergency transport
Redpoint RipcordRemote explorers and ambitious travelersQuote-basedEvacuation, emergency response, monitoring servicesFull medical and emergency support

Emergency Assistance Plus (EA+)

Emergency Assistance Plus® (EA+®) is a reputable membership provider that has offered emergency travel assistance since 1996. It’s the best choice for travelers who value affordability paired with quality services. There are no age limitations, and there is no required medical exam to join, making the program an accessible choice. 

In addition to medical evacuation services, EA+ has a broad scope of support for its members. This includes round-the-clock support for hospital admission as well as transportation to a hospital near your home once you’re stable.

Screenshot of EA+ website with pros “Covers pre-existing condtions"

Best for: Travelers with medical conditions, pre-existing conditions and seniors

Seniors and those managing health issues will best benefit from EA+’s lack of medical exam and age requirements. Unlike other providers that limit protection after a certain age or impose restrictions on those with health concerns, EA+ offers worldwide protection plans to everyone. 

Key features 

  • Emergency medical evacuations: EA+ members are transferred from an emergency site to a medical facility with necessary services and specialists at any time of the day. 
  • Family-friendly logistical support: If you’re injured while traveling with family or friends, EA+ can arrange for their safe return home, and also support pets. 
  • Updated destination reports: EA+ can keep members updated on current weather and health advisories, as well as any nearby security risks.
  • Medical monitoring support: Medical experts will monitor your condition during transport and arrange for a medical specialist if additional services are needed. 
ProsCons
Members aren’t required to submit a medical exam
No age limits or restrictions
Affordable and straightforward annual plans24/7 global assistance 
Not bundled with travel insurance, which will need to be purchased separately
Doesn’t include elective or routine procedures

Real customer reviews 

Emergency Assistance Plus® (EA+®) is accredited by the Better Business Bureau (BBB) and has an A+ rating. A current member shared the following testimonial

“EA+ was magnificent. They made arrangements and paid for my air flight home. They also sent a nurse to accompany me on the flight, and he provided great assistance all the way back to my home in Oregon. EA+ also arranged for a professional driver to drive my car back to Oregon. I could not have asked for better help.”

Price: $229/year 

EA+ makes it easy to choose a plan, with flat-rate options that are straightforward and come with handy guides that explain ev service. Here are the four plan tiers available:

  • Individual Essential plan: $229
  • Family Essential plan: $289
  • Individual Premier plan: $299
  • Family Premier plan: $359
Compare plans

AAA

The American Automobile Association (AAA) has been in business since 1902, and primarily supports members with auto and towing services. 

However, the company also offers travel benefits, including trip interruption, delay support, and lost baggage protection for AAA Premier members. Emergency support also extends to emergency medical transportation and travel accident insurance.

screenshot of AAA travel insurance website with pros “roadside support and includes travel accident insurance"

Best for: RVers and cross-country road trippers

If you regularly make long drives to your favorite destinations in the United States, AAA is a solid choice. It offers multi-layered driver support in one plan, and can assist with a variety of roadside issues. 

Key features 

  • Comprehensive roadside support: AAA memberships include fuel delivery, towing support, battery jumps, flat tire replacement and even minor repairs.
  • 24/7 availability: AAA can help you in an emergency any time of the day, as long as you are in the United States. 
  • Emergency medical transportation: In the case of an emergency, AAA can cover as much as $25,000 in medical transport costs.
  • Travel accident insurance: AAA can cover accidents up to $300,000 or $500,000, depending on your specific plan.
ProsCons
Blends roadside support with travel protection in a single plan
The Premier membership tier provides sufficient travel insurance
Covers a spouse and children under 21
Protection is modest compared to plans like EA+
Heavily caters to road travelers and may not be best for those who fly
Roadside assistance is only available in North America

Real customer reviews 

AAA is not accredited by the BBB, but has extensive reviews on Trustpilot. The overall sentiment suggests that customers are unhappy with long wait times and issues with agents. 

However, many members also mention positive and smooth customer service experiences on Trustpilot, with one user sharing:

“CJ was very nice, kind, and professional. He called to give me a time he would arrive and was on time. He was very efficient and cordial.” 

Price: $64.99/year 

AAA membership prices start at $64.99 for a basic plan, which is overall low in cost compared to other options on this list. The three membership tiers include:

  • Classic annual plan: $69.99/year 
  • Plus annual plan: $99.99/year
  • Premier annual plan: $124.99/year

Note that these prices may vary depending on your region, and that plans often include perks and discounts in addition to travel protection and assistance. 

Medjet

Medjet’s travel protection membership helps travelers by paying for air transport to the hospital of their choice in a medical emergency. You must be traveling at least 150 miles from home to activate this service, and transportation includes all ground transfers, medical monitoring, and medical staff as needed. 

Screenshot of Medjet website with annotations highlighting no coverage exclusions for those under 75.

Best for: Travelers who prioritize near-home medical care

Medjet is best for travelers who are uncomfortable staying in the nearest acceptable hospital while abroad. Transport is seamless, and the team entirely handles logistics while you recover. 

Key features 

  • Fly to the hospital of your choice: As long as you’re at least 150 miles away from your residence, you qualify for a relocation to the hospital of your choice, even if it’s not medically necessary. 
  • Unlimited protection for members under 75: There are no exclusions, deductibles or medical screenings required for members under 75.
  • Medjet Diamond plan for seniors: Those between 75 and 84 years old can purchase a specific plan designed for older travelers.
  • Medjet Horizon Upgrade: If you need protection in case of political unrest, natural disasters, and support with legal referrals, this add-on is worth the investment. 
ProsCons
Relocate to the hospital of your choice, even if not medically necessary
Logistical support from the emergency to your return home
No health exam required for members 75 years of age or younger
Emergency enrollment isn’t available, so you must purchase a membership in advance
Expenses aren’t reimbursed and only covered when directly coordinated by Medjet
The Diamond plan for seniors requires medical records and has transport limitations

Real customer reviews 

Medjet is an A+ rated BBB accredited business and has generally positive reviews. The biggest complaints revolve around issues with the claim process, while the highest marks mention excellent customer service when reaching out during a trip. 

One user shared her experience supporting her husband in an emergency:

“Medjet did a wonderful job monitoring his stay in the hospital, and organizing the trip back to our hospital. We can’t thank them enough for their speed and care in getting my husband back […] we would never travel without Medjet.”

Price: $315/year 

Medjet offers both the MedjetAssist and MedjetHorizon plans, as well as the senior-focused annual membership. There are also a handful of specialty membership options. Here’s a breakdown of starting pricing: 

  • Short-term MedjetAssist individual plan: Starting at $99/trip
  • Short-term MedjetAssist family plan: Starting at $198/trip
  • Annual MedjetAssist individual plan: $315/year
  • Annual Medjet Assist family plan: $425/year
  • Short-term MedjetHorizon individual plan: Starting at $189/trip
  • Short-term MedjetHorizon family plan: Starting at $318/trip
  • Annual MedjetHorizon individual plan: $474/year
  • Annual MedjetHorizon family plan: $614/year

Additional plans are designed for expats, students, and faculty as specialty options. 

Global Rescue

Global Rescue offers an emergency medical service membership with the option to add on additional security services. Their team is highly specialized, staffed with former military personnel, nurses and paramedics, ready and well-informed to assist in an emergency. 

While this is a solid membership, when it comes to EA+ vs. Global Rescue, EA+ is a better choice for general travelers with wider accessibility. However, Global Rescue may be a better choice if you go into remote areas or participate in high-risk sports or activities. 

Screenshot of Global Rescue website with annotations “Non-medical evacuation add-ons”

Best for: Remote and adventurous travelers

Global Rescue provides field rescue services in higher-tier memberships, which means their team will pick you up from the exact spot of your accident. This is particularly helpful for those who are embarking on ambitious travel, such as extended hikes or visits to rural villages. 

Key features 

  • Medical evacuation services available 24/7: Global Rescue provides medical and evacuation support at all times, helping you navigate emergencies on the spot. 
  • Home transportation logistics: Global Rescue will coordinate transportation to a facility closer to your home upon request, and if available, to the hospital of your choice. 
  • Offers both single-trip and annual plans: Short-term plans range from 14 to 30 days of protection, while Annual membership fees depend on your longest trip of the year. 
ProsCons
Medical air evacuation services are completely included for members
Choose from international or domestic evacuation to your hospital of choice
Global Rescue has a solid money-back guarantee
Trip cancellation is limited
Annual medical transportation is limited to one or two per year, depending on your plan 

Real customer reviews 

Global Rescue isn’t accredited by the BBB, and select Trustpilot reviews mention a lack of transparency around medical and transport logistics. A handful of users have reported a positive experience contacting the support team. One member shared a successful experience: 

“We had a fantastic experience with [Global Rescue] with a helicopter rescue on our prior expedition.”

Price: $139/year 

Global Rescue’s most affordable plan starts at $139, although pricing varies depending on your specific needs. Here are the available tiers: 

  • Single-trip individual plans: Starting at $139
  • Individual annual plans: Starting at $349
  • Single-trip individual plans: Starting at $229
  • Annual family plans: Starting at $615
  • Security evacuation package available for a fee

Allianz TravelSmart Membership

The Allianz TravelSmart membership is a digital travel guide that can help you better manage your time abroad. Through the Allyz TravelSmart app, Allianz Global Assistance policyholders can manage claims, their insurance plan, and access real-time alerts while traveling. 

Screenshot of Allianz Membership website with annotations “Allyz App translates medical terms”

Best for: Convenient digital control while traveling

Organized travelers will appreciate Allianz TravelSmart for its streamlined approach to organizing and easily accessing travel safety services. It creates a user-friendly interface around the Allianz Global Assistance travel protection plan, taking a modern approach to travel safety. 

Key features 

  • Consistent app support: You can log into your account any time of the day to manage your Allianz policy and review any plan details straight from your phone.
  • Medical translation: Use in-app translations to quickly decipher any common terms you need to communicate during an emergency.
  • Remote doctor appointments: The Allyz App gives you access to a team of consultants who can work with you for a minimal fee or as a complimentary service.
ProsCons
Completely digital interface for managing your travel insurance membership
Free in addition to a Allianz Global Assistance plan
A convenient way to stay updated on the details of your Allianz policy
The app itself doesn’t provide evacuation or insurance benefits, it simply supplements the service
Only valuable when used alongside an Allianz travel insurance plan
You may incur roaming or data charges while using the app abroad

Real customer reviews 

Allianz Global Assistance, the parent company of the Allyz TravelSmart app, has an A+ BBB rating and a 4.44 average rating on the site as well. Negative reviews reference a lack of clarity around policy terms, while positive reviews specifically praise the TravelSmart app. 

One member detailed their experience using the app: 

“Great for traveling when you have Allianz travel insurance, especially if you have multiple trips as you can see them all in the app.”

Price: Quote-based

Allianz Global Assistance memberships include both single-trip and annual plans, and the app itself is free.  When you apply for a quote, you will be asked to provide your:

  • Travel destination
  • Travel dates
  • Traveler ages
  • State of residence
  • All trip expenses 

AARP

AARP is a nonprofit organization that provides travel perks for its members. There are hundreds of airlines, hotels, and cruise lines that partner with AARP and offer reduced rates and member-exclusive benefits. While this plan doesn’t include emergency services, it’s a great way to save money on travel.

Screenshot of AARP website with annotations “10% off hotels and vacation packages”

Best for: Travelers over 50 years old

 AARP’s travel benefits are specifically designed to help seniors save money over time, making a membership an excellent fit for retirees who have time for frequent travel. 

Key features 

  • Up to 10% off hotels: Members can save on stays at popular hotel chains like Best Western, Wyndham and Choice.
  • Convenient vacation packages: You can take advantage of travel bundles with exclusive member perks for quick and easy trip planning.
  • Tools for planning travel: AARP’s booking platform also offers robust destination guides and lets members access expert travel advice online.
ProsCons
Travel and non-travel discounts available for members
Curated vacation bundles
Low-cost membership
Travel benefits are not uniform and will vary depending on the travel provider
You need to book travel through AARP’s website to take advantage of discounts
Doesn’t replace evacuation and medical services

Real customer reviews 

AARP is not BBB accredited, but a well-known service with many reviews on Trustpilot. Its overall rating is relatively low, with many senior members reporting accessibility issues. 

However, some users mention getting value out of their membership while traveling, especially when it comes to well-rounded benefits:

“They have a great rewards program that I have utilized for books, discounts, and outings.”

Price: $16/year 

An AARP membership is the most affordable option on this list of the best travel membership programs, with prices starting as low as $12 a year. 

AIG Travel Guard

The American International Group (AIG) is a global insurance company that houses the Travel Guard membership, a service that offers travel protection, with the opportunity to add the Travel Guard MedEvac Plan for medical and air evacuation emergency protection. 

Screenshot of AIG travel guard website with annotations “emergency evacuation services"

Best for: Travelers seeking bundled services

International travel membership services don’t always offer insurance, but this one does. In fact, the Travel Guard MedEvac Plan is built directly onto traditional travel insurance, so you get the best of both worlds with full protection. 

Key features 

  • Full emergency protection: Since Travel Guard is housed by an insurance provider, it has broad travel support, including trip interruption and rental vehicle damage support.
  • Wide range of plans: Travel Guard offers protection for individual trips and annual plans, suitable for both individuals and families. 
  • Additional evacuation services: Emergency evacuation services protect you in the case of a natural disaster or civil unrest while abroad. 
ProsCons
Bundled medical and evacuation services
Serviced by AIG, a trustworthy company
Pre-existing condition plans are available when plans are purchased well in advance
Evacuation only brings members to the nearest hospital, not one of their choice
There isn’t a standalone MedEvac membership, so you have to get Travel Guard insurance for access

Real customer reviews 

AIG Travel Guard is generally well-received and has an A+ rating on the BBB. However, there are mixed user reviews on Trustpilot, with complaints often mentioning slow response times regarding claims. 

Here’s an honest review from a Travel Guard member:

“Coverage is decent, and they provided assistance when I was stuck overseas. Could be faster on reimbursements.”

Price: Quote-based

AIG Travel Guard’s website doesn’t offer pricing and instead provides a quote form that one can fill out for a membership price. Travel Guard offers:

  • Annual plan: A standard option for multi-trip and frequent travelers
  • Pack N’Go plan: Last-minute protection for flexible booking
  • Essential plan: A budget-friendly option best for domestic tourists
  • Preferred Plan: A highly comprehensive plan with the option to add additional amenities
  • Deluxe plan: A premium plan with broad protection and the highest available benefit limits

International SOS

International SOS offers security and medical assistance and has a massive global footprint with services in over 1,200 locations worldwide. Their team is massive as well, with over 13,000 experts ready to help travelers. 

Screenshot of International SOS website with annotation “50 international SOS clinics wordwide"

Best for: Frequent travelers who visit new destinations

If you travel frequently and often visit rural, remote, or under-resourced locations, International SOS may be a good fit with its vast network. This applies to students, aid workers, and business travelers. 

Key features 

  • Evacuation and transport services: International SOS brings members to the nearest capable hospital for treatment, and then arranges for their travel home once they’re stable.
  • Optional insurance coverage available: International SOS partners with a third-party insurance company so you can add additional coverage to your trip.
  • Vast network of clinics: The company operates over 50 medical clinics worldwide, offering basic care to members as needed before transferring them to a hospital. 
ProsCons
Over 1,200 regions served globally 
High medical and security expertise
Evacuation is to the nearest hospital, not the location of your choice
Pricing isn’t transparent and requires a custom quote

Real customer reviews 

International SOS has received mixed reviews on Trustpilot, and one member reports a good experience with high responsiveness:

“I was on a business trip and got a nasty chest infection. Called the assistance center, spoke with a nurse who found an appointment with a doctor the same day. Very reactive.”

Price: Quote-based

International SOS will provide a quote based on your travel destination, home location, age, and the cost of your trip. 

Travel Assistance International (TAI)

Travel Assistance International offers bespoke emergency assistance and insurance options, and is the oldest independent travel provider in the U.S. The company has a global presence and can tailor to diverse needs for a secure travel experience. 

Screenshot of Travel Assistance International (TAI) website with annotation “single-trip and annual memberships’

Best for: Customized travel and coordination

TAI is a great choice for those who want to tailor their protection to prepare for a unique travel situation. This could include nomads, expats,

 and those who fly regularly for work, as these travelers may have special requirements to accommodate their lifestyles. 

Key features 

  • Offers both single-trip and annual memberships: TAI is designed to provide temporary or extended support so you can choose the right fit without overpaying.
  • Several add-on options: Add trip cancellation, health insurance, and hazardous travel protection to your base plan for added security.
  • Full global medical and transport: If you need a medical evacuation, TAI will safely bring you to a facility for treatment, as well as support you with repatriation. 
ProsCons
Concierge services that handle emergency logistics
Available for expats and non-U.S. members
Less popular than other seasoned memberships on this list
No public reviews available

Real customer reviews 

The BBB does not accredit Travel Assistance International, and there are no reviews for the service on platforms like Trustpilot and Reddit. However, the company has earned a reputation since its founding in 1995 and is generally well-trusted. 

Price: $155/year

TAI’s Safe Travels Annual basic plan starts at $155 per person, with costs rising to $675 for a premium plan. The company provides quotes for add-ons as well, such as global medical protection, trip insurance, and long-term travel.

Redpoint Ripcord

Redpoint Resolutions is a travel assistance company that offers Redpoint Ripcord, a dedicated service for adventure travelers and thrill seekers. Members receive a combination of rescue service and travel insurance coverage that extends beyond the average policy. 

Screenshot of Redpoint Ripcord website with annotations highlighting disaster response support and comprehensive rescue assistance.

Best for: Remote explorers and ambitious travelers 

If you’re a globetrotter who likes challenges and seeks them abroad, this membership is a good fit. It could be helpful for backpackers, mountaineers, climbers, game hunters, and travelers who visit politically delicate regions. 

Key features 

  • Complete rescue services: Redpoint Ripcord supports members from the point of illness or injury and provides transportation to the hospital of your choice.  
  • Extended rescue and evacuation services: The membership provides robust support in emergencies, including medical, search and rescue, political, and natural disasters. 
  • Experienced response team: When you contact Redpoint Ripcord’s team for help, you will be advised by paramedics, Stanford-affiliated physicians, and former military professionals. 
ProsCons
Point-of-injury rescue and transport services
Additional protection options for extreme travel
Highly informed response team
Restricted in specific destinations like Iran and North Korea
Pricing isn’t transparently listed online

Real customer reviews 

Redpoint Resolutions is accredited through the BBB and has an A rating. Several testimonials are available on the company website, and one client stated: 

“We thought we were going to die. $372. The best investment I ever made.”

Price: Quote-based

Redpoint Ripcord prices its memberships based on a traveler’s age, trip length, destination, and desired options. You can choose to purchase a plan that only offers evacuation, or one that includes travel insurance as well. 

How to choose the right travel membership program

When choosing the right travel membership program, check in with your personal priorities:

  •  Do you value medical support over convenience and perks? 
  • Are you seeking domestic or international protection? 
  • Paying attention to the overall cost is also essential when assessing value. 

EA+ provides exceptional value with worldwide emergency support services alongside pet services and lost document support for all members. 

Enroll in an EA+ plan of your choice today to get the protection you deserve and invest in your future safety. 

Learn more

Travel memberships for comfort

Travel memberships extend beyond emergency support and can also enhance your trip while making it more comfortable. Here are two to consider:

Airline loyalty programs 

Airline loyalty programs reward regular travelers (and branded credit card holders) with travel perks, and are often divided into several tiers. Members may receive:

  • Priority boarding
  • Free checked bags
  • Access to airport lounges
  • Flight upgrades
  • Reduced or free companion passes for flying with a loved one

Hotel loyalty programs

Hotel membership programs are beneficial for travelers, making it easier to settle in and enjoy your accommodations while away from home. Perks may include: 

  • Executive lounge access
  • Early check-in
  • Late check-out
  • Hotel upgrades
  • Complimentary breakfast. 

Find the proper travel protection for your journeys with EA+

Whether you’re seeking safety trends or comfort, travel membership programs offer outsized value. For a reasonable fee, members can have peace of mind without risking a significant expense. 

EA+ accommodates all types of travelers, but is a great fit for those concerned about health issues or their age, keeping them from qualifying for other services. It includes all of the must-have features for travel in one convenient plan, available to all. 

Enroll now

FAQ

Here are a few commonly asked questions regarding travel club membership services, dispelling any travel assistance membership myths:

Are travel membership programs worth it for seniors? 

Yes, many travel membership programs provide value for older adults. While some travel memberships may limit protection for seniors, some are less restrictive. EA+ is an excellent choice for older travelers and doesn’t impose age limits or require medical documents. 

Do travel membership programs include medical emergency protection? 

No, not all travel memberships provide medical emergency protection. For example, hotel and airline programs primarily provide perks but don’t always offer travel protection services. 

Which is the best travel membership program for international travel? 

EA+ is a good choice for international travelers, since it offers global protection at a reasonable rate. Pair this service with an airline loyalty program for extra value. Other popular options include Medjet and Global Rescue, and the best choice depends on your unique travel needs. 

How much do travel membership programs cost?

Travel memberships can range from under $20 a month to several hundred dollars, depending on the type of service they provide. Some of the best travel programs are free, while others charge a premium. 

Are AAA travel agents free with membership? 

Yes, you can conveniently connect with an AAA travel agent for free if you are a current member. However, specialized services or upgrades may carry an additional fee. 

What membership do you need for Costco travel? 

To access Costco Travel benefits, you need an active membership. You can use both a Gold Star and an Executive membership to access bookings.

Is Travel Leisure Club worth it? 

If you’re a frequent traveler, you may be able to save a substantial amount of money with the Travel Leisure Club over time. Just keep in mind that this plan doesn’t provide medical or transportation support.


Bryanna Moore, Senior Product Manager

About the Author

Bryanna Moore, Senior Product Manager

Bryanna has been with Emergency Assistance Plus (EA+) for nearly 20 years, starting in customer service and now, as Senior Product Manager, she is responsible for member experience – including ensuring that the services EA+ provides continues to meet the evolving needs of EA+ members. Bryanna is passionate about EA+ members and making sure that Emergency Assistance Plus delivers on its brand promise to get members home safely in their time of need.